While health and fitness training can be done in a very safe manner, there are always risks to health and fitness training. In addition, many fields, facilities, and other practice locations may require instructors to have liability coverage while using their premises.
eSportsInsurance offers liability and accident / medical insurance coverage tailored to fitness and health instruction companies or organizations. While individual fitness instructors can have a liability-only policy, fitness companies or organizations are required to have an accident / medical policy to help pay for medical bills for an injured trainer / instructor or trainee.
The General Liability policy provides coverage for claims and lawsuits alleging bodily injury or property damage. This includes serious injury or death of a trainee, instructor, or spectator or property damage to a facility or location rented or occupied by a trainer or instructor. Learn more about General Liability insurance coverage here.
The excess Accident / Medical policy helps pay for out-of-pocket medical costs for an injured trainee or instructor. Injuries do happen when participating in youth and adult fitness training, and the accident /medical policy can keep injured trainees or instructors from facing a serious financial burden due to medical bills from an injury. Learn more about Accident / Medical insurance coverage here.