eSportsInsurance offers insurance coverage for nearly all types of mud runs, adventure runs, obstacle course runs, and more! While special events like mud runs can be both fun and profitable, there are risks to hosting such special events.
Our General Liability and Accident Medical policies are specifically geared towards of mud runs, adventure runs, and obstacle course runs.
Mud Run Events can be either bound on a spectator-only liability basis, or with a participant liability and accident / medical basis.
Events bound on a spectator-only basis provide coverage provide coverage for claims and lawsuits alleging bodily injury of an event spectator or property damage to a facility or location rented or occupied by the event host. Claims from mud run participants are excluded from a spectator-only liability policy.
Learn more about General Liability insurance coverage here.
Policies bound on a participant liability basis provide coverage for claims of, and lawsuits alleging), bodily injury or property damage. This includes serious injury or death of a mud run participant, volunteer, or spectator or property damage to a facility or location rented or occupied by the organization. For participant liability to apply, the event must also have an accident/medical policy.
The Accident / Medical policy helps pay for out-of-pocket medical costs for an injured athletic participant, coach, volunteer or manager. Injuries do happen when participating in mud runs, and the excess accident /medical policy can keep injured participants from facing a serious financial burden due to medical bills from an injury. Learn more about Accident / Medical insurance coverage here.