Insurance for Swimming Teams & Leagues
“If you want to be the best you have to do things that other people aren’t willing to do.”
Why Do Youth Sports Swimming Leagues Need Insurance Coverage?
- In case of an accident
- Liability protection if something happens
- Emergency medical expense coverage
- To cover participants
- To protect league assets
- Property damage protection
- To encourage participation
- Compliance and credibility
- Peace of mind
- Financial stability
- For the promotion of responsible organizational behavior
Swimming League Coverage Types
General Liability Insurance for Swimming
The General Liability policy provides coverage for claims and lawsuits alleging bodily injury or property damage. This includes serious injury or death of a swimmer, coach, volunteer, or spectator or property damage to a facility or location rented or occupied by a swimming organization.
Learn more about General Liability insurance coverage here.
Accident Medical Insurance for Swimming
The excess Accident Medical Insurance policy helps pay for out-of-pocket medical costs for an injured participant, coach, volunteer, or manager. Injuries do happen when participating in youth and adult amateur sports and activities, and the Accident Medical Insurance policy can keep injured parties from facing a serious financial burden due to medical bills from an injury.
Learn more about Accident Medical Insurance coverage here.
What is the cost of Swimming Insurance?
How much does coverage cost for a swimming team? The liability and medical estimated annual premium is $463 for 104 players. Each additional player is 3-4 dollars.
- 200 players = $840
- 150 players = $630
- 120 players = $510
These estimates are based on a $25,000 benefit and a $250 deductible. General liability coverage includes $1,000,000 per occurrence and $3,000,000 in aggregate.
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Why Choose eSportsInsurance?
We Are Sports Insurance Specialists
Our Insurance Covers The REAL Risks
We Offer Great Rates
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3100 Five Forks Trickum Road | Suite 101 | Lilburn, GA 30047
“We have been with Esports for 6-7 years now as our insurance carrier for our rec baseball league, and it is so easy. Rhonda and her group have always responded to emails and got our quotes to us in a timely fashion. They also have helped us when we had to add some insurance which we didn’t know we needed to carry. I recommend this group for any of your insurance needs!” – Joseph Rafferty