Insurance for Softball Teams & Leagues
Softball is a game similar to baseball, played with a larger ball. Softball is an excellent sport for improving coordination, speed, and more. Practicing and competing in softball also teaches valuable skills like teamwork and perseverance. Owning or operating a softball league or team is about providing your players these benefits, among many others.
As a member of the softball community, you know that the sport is anything but “soft.” While coaching softball can certainly be conducted safely, there are always risks to coaching and managing softball, operating a softball league, team, or field, or hosting a softball game or season.
Even if the softball league has taken all realistic precautions, it can still be held liable for injuries and other issues related to its events and facilities.
Our insurance policies for softball leagues, coaches, and teams allow you to focus on providing your services with peace of mind knowing that you are protected against potential risk.
Softball League Coverage Types
We offer both general liability and accident medical insurance for various softball programs including:
General Liability Insurance for Softball
Our general liability insurance policy provides coverage for claims and lawsuits alleging bodily injury or property damage. Injuries do happen when participating in youth and adult league softball, and an accident medical policy can keep injured players and coaches from facing a serious financial burden due to medical bills from an injury.
General liability covers up to a specific amount to spectators and others who are not members of your organization who file a claim or lawsuit against your softball organization. Fortunately for policyholders, investigation of the claim and adjustment of any potential payout are taken care of by the insurance company.
This includes injury of a player, coach, or spectator that may be due to negligence on the part of the named insured. Softball injuries, in particular, may occur as a result of incidents including, but not limited to, softball impacts, bat impacts, tripping, sprains, and strains of the legs and arms, and player collision.
General liability also covers property damage that may have been caused by the negligence of the named insured.
Accident Medical Insurance for Softball
Our excess accident medical policy helps pay for out-of-pocket medical costs for an injured softball player or coach.
Covered individuals would encompass all registered members of your organization, including participants and volunteers, so long as the injury happened during a covered activity.
The policy pays medical bills for a member who is injured at your practice or game, or during activities you sponsor, if, either the member has no health insurance, or the medical bills exceed what the member’s insurance will pay. The limits for accident medical coverage also exceed those of general liability.
How Much Does Softball League Insurance Cost?
Softball team insurance can be $477 for the league or it can be as low as $90 per team, through AYSAA.
There is no difference in insurance coverage cost between travel and recreational softball.
Softball Insurance Cost
Here’s how the cost of your softball league insurance breaks down.
Small Youth Leagues (1-5 Softball Teams)
AYSAA Annual Membership Fee (per team) = $25 +
$1 Million Team Insurance
- Age groups 12 & under = $65.00
- Age groups 13-15 = $90.00
- Age groups 16-18 – $115.00
$2 Million Team Insurance
- Age groups 12 & under = $89.00
- Age groups 13-15 = $125.00
- Age groups 16-18 – $179.00
Medium-Sized Youth Leagues (6+ Softball Teams)
- $477 annual premium for up to 75 players
- +$2 per additional player over 75
Adult Softball Leagues
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