Softball Insurance Coverage

We offer both general liability and accident medical insurance for various softball programs including:

Our general liability insurance policy provides coverage for claims and lawsuits alleging bodily injury or property damage. Injuries do happen when participating in youth and adult league softball, and an accident medical policy can keep injured players and coaches from facing a serious financial burden due to medical bills from an injury.

General liability covers up to a specific amount to spectators and others who are not members of your organization who file a claim or lawsuit against your softball organization. Fortunately for policyholders, investigation of the claim and adjustment of any potential payout are taken care of by the insurance company.

This includes injury of a player, coach, or spectator that may be due to negligence on the part of the named insured. Softball injuries, in particular, may occur as a result of incidents including, but not limited to, softball impacts, bat impacts, tripping, sprains, and strains of the legs and arms, and player collision.

General liability also covers property damage that may have been caused by the negligence of the named insured.

Our excess accident medical policy helps pay for out-of-pocket medical costs for an injured softball player or coach.

Covered individuals would encompass all registered members of your organization, including participants and volunteers, so long as the injury happened during a covered activity.

The policy pays medical bills for a member who is injured at your practice or game, or during activities you sponsor, if, either the member has no health insurance, or the medical bills exceed what the member’s insurance will pay. The limits for accident medical coverage also exceed those of general liability.