Martial arts are codified systems and traditions of combat practiced for a number of reasons such as self-defense; military and law enforcement applications; competition; physical, mental, and spiritual development; entertainment; and the preservation of a nation’s intangible cultural heritage.
Martial arts training is valuable for many purposes, including teaching discipline and self-defense, and improving health and fitness. Owning or operating a martial arts training center or competition is about providing students those benefits.
While instructing martial arts can certainly be conducted in a very safe and low-contact manner, there are always risks to teaching martial arts, operating a martial arts studio or school, or hosting a martial arts tournament.
Even if the martial arts studio has taken all realistic precautions, it can still be held liable for injuries and other issues related to its events and facilities.
Our insurance policies for martial arts programs allow you to focus on providing your services with peace of mind knowing that you are protected against potential risk.
We offer both general liability and accident medical insurance to martial arts studios that teach the following disciplines or styles:
Don’t see your martial arts system above? Contact us to find out if we can still insurance you, your studio, or your upcoming tournament.
When an injury, such as a sprained wrist or ankle or a broken leg occurs, insurance coverage for your martial arts studio can alleviate worry and financial burden.
Our general liability insurance policy provides coverage for claims and lawsuits that allege bodily injury or property damage.
General liability covers up to a specific amount to spectators and other non-members of your organization who file a claim or lawsuit against your martial arts business. Fortunately for policyholders, investigation of the claim and adjustment of any potential payout are taken care of by the insurance company.
General liability also covers property damage that may be due to negligence on the part of the named insured.
Our excess accident medical policy helps pay for out-of-pocket medical costs for an injured martial arts student or instructor. Injuries do happen when participating in youth and adult martial arts classes, and an accident medical policy can keep injured students or instructors from facing a serious financial burden due to medical bills from an injury.
Covered individuals would encompass all registered members of your organization, including participants and volunteers, so long as the injury happened during a covered activity.
The policy pays medical bills for a member who is injured at your school or during activities you sponsor, if, either the member has no health insurance, or the medical bills exceed what the member’s insurance will pay.
For Martial Arts studios, there is a basic annual premium starting at $8.71 per student. The number of active students is based on the busiest month of the year where enrollment is highest. This calculation is based on the previous year’s enrollment numbers.
If your studio has less than 50 enrolled students, there is a minimum premium of $450 plus fees, which results in around $490 per year.
We also offer insurance coverage for independent martial arts instructors. Contact us or complete the quote form to receive an estimate of insurance premium costs.
If you require insurance for any martial arts with full contact, including MMA with full contact, competitive training of fighters or boxers, a ring, or a cage, please contact us directly for a quote.
“The staff is professional and knowledgeable, and moved quickly to enable our amateur sports league to acquire our insurance in time for the games!” – Jon Slotta
Always a fast response and provides us with excellent customer service, advice and support. Continually go above and beyond expectations.
3100 Five Forks Trickum Road, Suite 101
Lilburn, GA 30047