Insurance for Esports Teams, Leagues, & Tournaments
Insurance is necessary for eSports events due to risks such as injuries, equipment damage, liability concerns, event disruptions, prize indemnity, cybersecurity threats, sponsorship protection, travel risks, and event-specific needs. Our coverage provides financial protection to organizers, participants, and stakeholders.
- Risk of injury: While eSports does not involve physical contact like traditional sports, there is still a risk of injuries such as repetitive strain injuries (RSIs) or eye strain due to extended periods of gaming. Insurance coverage helps mitigate the financial burden of medical expenses or disability.
Damage to gaming equipment: eSports events involve the use of expensive gaming equipment, including high-end computers, monitors, keyboards, and controllers. Insurance coverage can provide protection against accidental damage, theft, or loss of equipment during tournaments or events.
Liability concerns: eSports events often attract a large number of spectators, and there is a potential for accidents or injuries to occur on-site. Insurance coverage can help cover legal expenses, medical costs, or compensation claims in case of accidents, slip and falls, or other incidents involving spectators or participants.
Event cancellation or postponement: Unexpected circumstances such as natural disasters, technical issues, or unforeseen circumstances may lead to the cancellation or postponement of eSports tournaments or events. Insurance coverage can help mitigate financial losses by reimbursing organizers for incurred expenses or providing coverage for lost revenue.
Prize indemnity: eSports tournaments often offer significant cash prizes to winners. Prize indemnity insurance can protect tournament organizers against the financial risk of paying out large prize amounts by reimbursing them in case a winner claims the prize.
Cybersecurity threats: eSports events are vulnerable to cybersecurity threats, including hacking, data breaches, or ransomware attacks. Insurance coverage can help cover the costs associated with data recovery, legal liabilities, and potential reputational damage resulting from such incidents.
Sponsorship and advertising protection: eSports tournaments rely heavily on sponsorships and advertising revenue. Insurance coverage can provide protection against the risk of sponsors backing out or failure to deliver on agreed-upon advertising commitments, helping organizers recoup potential losses.
Travel and accommodation: eSports events often involve teams and players traveling to compete at different locations. Insurance coverage can offer protection against travel-related risks, including trip cancellations, lost baggage, or medical emergencies while traveling.
Event-specific coverage: eSports tournaments or leagues may have unique insurance needs based on their specific requirements. Coverage tailored to the event can be obtained to address specific risks, such as coverage for live streaming equipment, event setup, or even coverage for commentators or casters.
It’s important to note that the specific insurance needs of an eSports league, tournament, or event may vary based on factors such as the scale of the event, the number of participants, the location, and other specific circumstances.
Consulting with eSportsInsurance can help identify the most appropriate coverage options for your particular event.
eSports Coverage Types
We offer both insurance for various eSports programs including:
General Liability Insurance for eSports
- Broadened Coverage Form
- No General Aggregate
- No Deductible
- Legal Liability to Participants
- 24/7 Premises/Operations Liability
- Lessors, Co-promoters and Sponsors can be included as Additional Insureds
- Liquor Liability
- Employee Benefits Liability Available
Additional eSports Coverage Options
- Workers’ Compensation
- Property (over 25 property enhancements)
- Excess Liability
- Excess Accident Medical (Participant Accident)
- Event Cancellation & Non-Appearance
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Why Choose eSportsInsurance?
We Are Sports Insurance Specialists
Our Insurance Covers The REAL Risks
We Offer Great Rates
We Provide Personal Service
3100 Five Forks Trickum Road | Suite 101 | Lilburn, GA 30047
“We have been with Esports for 6-7 years now as our insurance carrier for our rec baseball league, and it is so easy. Rhonda and her group have always responded to emails and got our quotes to us in a timely fashion. They also have helped us when we had to add some insurance which we didn’t know we needed to carry. I recommend this group for any of your insurance needs!” – Joseph Rafferty