Insurance for Fitness Trainers and Organizations
While personal fitness training can be done in a very safe manner, there are always risks to health and fitness training. In addition, many fields, facilities, and other practice locations may require personal fitness instructors to have liability coverage while using their premises.
eSportsInsurance offers liability-only insurance coverage tailored to personal fitness trainers. If you have multiple trainers or need accident/medical coverage for you, your instructors, or your trainees, then please select the ‘Companies’ button above.
What Insurance Do Personal Trainers Need?
To protect themselves, their clients, and the involved businesses, personal fitness trainers often want several categories of risk and liability coverage.
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Professional Liability Insurance (Malpractice Insurance):
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General Liability Insurance:
- Product Liability Insurance
- Professional Indemnity Insurance
- Business Owner’s Policy (BOP)
- Renter’s Insurance or Property Insurance
- Workers’ Compensation Insurance
- Cyber Liability Insurance
Not sure which coverage types are relevant to your particular situation? Give us a call and we’d be happy to consult based on your specific needs, desires, and location.
How Much Does Fitness Trainer Insurance Cost?
Personal trainer insurance starts at $230 annually. Inquire to learn more, get a more precise quote, and sign up today.
Fitness Insurance Coverage Types
eSportsInsurance Can Offer Coverage for Personal Training for the following Activities:
General Liability Insurance for Fitness Professionals
The General Liability policy provides coverage for claims and lawsuits alleging bodily injury or property damage. This includes serious injury to an instructor, or spectator or property damage to a facility or location rented or occupied by a trainer or instructor.
Learn more about General Liability insurance coverage here.
Accident Medical Insurance for Fitness Related Acivities
The excess Accident / Medical policy helps pay for out-of-pocket medical costs for an injured trainee or instructor. Injuries do happen when participating in youth and adult fitness training, and the accident /medical policy can keep injured trainees or instructors from facing a serious financial burden due to medical bills from an injury.
Learn more about Accident / Medical insurance coverage here.
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