Insurance for Events: Festivities, Performers & Vendors
A variety of events, including concerts, shows, balls, recitals, exhibitions, festivals, fairs, tournaments, and performances are happening across the country, both small and large. We’re here to insure those events and protect the leaders and organizations making these festivities happen.
These events are beneficial, particularly after the pandemic, for numerous reasons, including fostering a connection between people, developing community strength, and the growth of businesses. Insurance prevents these good activities from being abandoned due to their risks. Even if an event organizer has taken every reasonable safety measure, it may still be held accountable.
There are risks associated with hosting these events, and eSportsInsurance wants to protect you and your organization from the risks associated with hosting these events so you have peace of mind and are empowered to concentrate on making awesome events.
Types of Events We Cover
We offer both general liability and accident medical insurance for the following types of events:
Don’t see your event type listed? Contact us, we may still be able to cover it.
Event Entertainers & Performers
eSportsInsurance offers insurance coverage for a variety of public performers! While public performances can be both fun and profitable, there are risks to being a public performer. Our General Liability policies are specifically geared toward both for-profit and non-profit special event performers.
Policies are available for the following types of performers:
Performer liability policies provide coverage for claims and lawsuits alleging bodily injury of a spectator or property damage to a location occupied by the performer.
Learn more about General Liability insurance coverage here.
Event Vendors
eSportsInsurance offers insurance coverage for a variety of special event vendors! While promoting your products or services can be both fun and profitable, there are risks to being a special event vendor.
Our General Liability vendor policies are specifically geared towards both for-profit and non-profit special event vendors.
Vendor liability policies provide coverage for claims and lawsuits alleging bodily injury of an event attendant or spectator or property damage to a facility or location rented or occupied by the event vendor.
Learn more about General Liability insurance coverage here.
General Liability Insurance for Events
Our general liability insurance policy provides coverage for claims and lawsuits that allege bodily injury or property damage.
General liability covers up to a specific amount to spectators and other non-members of your organization who file a claim or lawsuit against your business. Fortunately for policyholders, investigation of the claim and adjustment of any potential payout is taken care of by the insurance company.
General liability also covers property damage that may be due to negligence on the part of the named insured.
Accident Medical Insurance for Events
Our excess accident medical policy helps pay for out-of-pocket medical costs for injured participants. Injuries do happen when participating in events, and an accident medical policy can keep companies from facing a serious financial burden due to medical bills from an injury.
Covered individuals would encompass all registered participants of the event, including volunteers, so long as the injury happened during a covered activity.
The policy pays medical bills for a member who is injured at your event, if, either the member has no health insurance, or the medical bills exceed what the member’s insurance will pay.
Frequently Asked Questions About Event Insurance Coverage
- $1,000,000 Each Occurrence Limit
- $2,000,000 Aggregate Limit
- $2,000,000 Products & Completed Operations Limit
- $1,000,000 Personal & Advertising Injury Limit
- $100,000 Damage to Rented Premises Limit
- $5,000 Medical Expense Limit (Excludes Athletic Participants)
- Increased Damage to Rented Premises Limits
- Equipment Coverage
- Coverage for Vendors, Exhibitors, Concessionaries, and Attractions / Performers
- During the quoting process, you can add additional insureds (who will also be listed as certificate holders) under the ‘Additional Insureds’ tab. There is no limit to the number of additional insureds you may add and there is no cost to add additional insured certificates.
- If you have already bound your policy online, you can click here to generate an additional insured certificate under the ‘Certificate’ section above. Your new certificates will be immediately available for download and will also be emailed to you.
Coverage begins on the date that you selected as your event beginning date and ends at 12:01 AM on the expiration date listed on your certificate. Coverage is provided for the number of days referenced during the quoting process. You may only cover one event per policy.
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