Dance Insurance Coverage

For Studios & Instructors

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Insurance for Dance Instructors, Studios, and Teams

Dance has been an important part of ceremonies, rituals, celebrations, and entertainment since before the birth of the earliest human civilizations. Archaeology delivers traces of dance from prehistoric times such as the 10,000-year-old Bhimbetka rock shelters paintings in India and Egyptian tomb paintings depicting dancing figures from c. 3300 BC. 

Many contemporary dance forms can be traced back to historical, traditional, ceremonial, and ethnic dances of the ancient period. Dance instruction nurtures students in the art and craft of movement, choreography, performance, rhythm, and self-expression, among other things.

While there are many physical and mental benefits to dancing, and although dance instruction and performance can be done in an incredibly safe manner, there are still risks inherent to teaching dance and operating a dance studio or school. 

Even if the dance studio has taken all realistic precautions, it can still be held liable for injuries and other issues related to its events and facilities.

That’s why there are general liability insurance and accident medical insurance policies specifically geared towards dance studios and dance schools. Instructors and students alike can focus their attention on technique and aesthetics with the peace of mind that comes from participating in a properly-insured facility.

dancing event, lights in the middle
dance room, class indoors
dance performance indoors

Types of Dance We Cover

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Instructors

Dance

Studios

Dance

Teams

Dance

We offer both general liability and accident medical insurance to dance studios that teach the following disciplines or styles:

Ballet
Characterized by light, graceful, fluid movements and the use of pointe shoes
Ballroom Dance
A formal social dance for couples
Belly Dancing
Originating in the Middle East, typically performed by a woman and involving undulating movements of the belly and rapid gyration of the hips
Clogging
A form of step dance characterized by the wearing of inflexible, wooden soled clogs
Country Dance
Any of a very large number of social dances of a type that originated in the British Isles
Flamenco
An art form based on the various folkloric music traditions of southern Spain
Folk Dance
Various styles of folk dance have been performed all over the world for centuries and are still performed by many cultures today
Hip Hop
A range of street dance styles primarily performed to hip hop music or that have evolved as part of hip hop culture
Hula
A Polynesian dance form accompanied by chant or song
Jazz Dance
A form of dance that combines both African and European dance styles
Latin Dance
Refers to types of ballroom dance and folk dance that originated in Latin America.
Modern Dance
A broad genre of western concert or theatrical dance which includes dance styles such as ballet, folk, ethnic, religious, and social dancing; and primarily arose out of Europe and the United States in the late 19th and early 20th centuries
Pilates
A type of mind-body exercise developed in the early 20th century by Joseph Pilates, after whom it was named
Pole Dancing
Combines dance and acrobatics centered on a vertical pole
Salsa Dance
A Latin dance associated with the music genre of the same name which was first popularized in the United States in the 1960s in New York City
Square Dance
A dance for four couples arranged in a square, with one couple on each side, facing the middle of the square
Swing Dance
A group of social dances that developed with the swing style of jazz music in the 1920s–1940s, with the origins of each dance predating the popular “swing era”
Tap Dancing
A form of dance characterized by using the sounds of tap shoes striking the floor as a form of percussion
Western Dance
Any of the dance forms or styles which are typically danced to country-western music, and which are stylistically associated with American country and/or western traditions
Yoga Studios

Don’t see your dance system above? Contact us to find out if we can still insure you, your studio, or your upcoming tournament.

When an injury, such as a sprained ankle or broken leg, occurs, insurance coverage for your dance studio can alleviate worry and financial burden.

General Liability Insurance for Dance

Our general liability insurance policy provides coverage for claims and lawsuits that allege bodily injury or property damage. 

General liability covers up to a specific amount to spectators and other non-members of your organization who file a claim or lawsuit against your dance business. Fortunately for policyholders, investigation of the claim and adjustment of any potential payout are taken care of by the insurance company.

General liability also covers property damage that may be due to negligence on the part of the named insured.

Accident Medical Insurance for Dance

Our excess accident medical policy helps pay for out-of-pocket medical costs for an injured dance student or instructor. Injuries do happen when participating in youth and adult dance classes, and an accident medical policy can keep injured students or instructors from facing a serious financial burden due to medical bills from an injury.

Covered individuals would encompass all registered members of your organization, including participants and volunteers, so long as the injury happened during a covered activity.

The policy pays medical bills for a member who is injured at your school or during activities you sponsor, if, either the member has no health insurance, or the medical bills exceed what the member’s insurance will pay.

Get a Quote

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Instructors

Dance

Studios

Dance

Teams

Dance

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Dance Insurance Coverage

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