Insurance for Baseball Teams & Leagues
Baseball evolved from older bat-and-ball games already being played in England by the mid-18th century. This game was brought by immigrants to North America, where the modern version developed. By the late 19th century, baseball was widely recognized as the national sport of the United States.
Baseball is an excellent sport for improving coordination, speed, and more. Practicing and competing in baseball also teaches valuable skills like teamwork and perseverance. Owning or operating a baseball league or team is about providing your players these benefits, among many others.
While coaching baseball can certainly be conducted safely, there are always risks to coaching and managing baseball, operating a baseball league, team, or field, or hosting a baseball game or season. Baseball requires much less player-to-player contact than sports like football or rugby, but baseball players are still vulnerable to their own sport-specific injuries.
Even if the baseball league has taken all realistic precautions, it can still be held liable for injuries and other issues related to its events and facilities.
Our insurance policies for baseball leagues, coaches, and teams allow you to focus on providing your services with peace of mind knowing that you are protected against potential risk.
Baseball League Coverage Types
We offer both general liability and accident medical insurance for various baseball programs including:
What Does Baseball Team Insurance Cover?
General Liability Insurance for Baseball
Our general liability insurance policy provides coverage for claims and lawsuits that allege bodily injury or property damage.
General liability covers up to a specific amount to spectators and other non-members of your organization who file a claim or lawsuit against your baseball organization. Fortunately for policyholders, investigation of the claim and adjustment of any potential payout are taken care of by the insurance company.
General liability also covers property damage that may be due to negligence on the part of the named insured.
Accident Medical Insurance for Baseball
Our excess accident medical policy helps pay for out-of-pocket medical costs for an injured baseball player or coach. Injuries do happen when participating in youth and adult league baseball, and an accident medical policy can keep injured players and coaches from facing a serious financial burden due to medical bills from an injury.
Baseball injuries, in particular, may occur as a result of incidents including, but not limited to, baseball impacts, bat impacts, tripping, sprains, and strains of the legs and arms, and player collision.
Some serious and specific baseball injuries to insure against include:
- Torn Labrum
- Rotator Cuff Injuries
- Dead Arm (Shoulder Instability)
- Ulnar Collateral Ligament (UCL) Injury Of The Elbow Requiring Tommy John Surgery
- Wrist Tendonitis Or Wrist Trauma Injuries
- Pitchers Elbow
- Knee Injuries Or Tears (ACL, LCL, MCL, PCL)
Covered individuals would encompass all registered members of your organization, including participants and volunteers, so long as the injury happened during a covered activity.
The policy pays medical bills for a member who is injured at your practice or game, or during activities you sponsor, if, either the member has no health insurance, or the medical bills exceed what the member’s insurance will pay. The limits for accident medical coverage also exceed those of general liability.
Get a Quote
Our Location
3100 Five Forks Trickum Road | Suite 101 | Lilburn, GA 30047
More Sports Insurance Options
1-800-550-5029
3100 Five Forks Trickum Road, Suite 101
Lilburn, GA 30047