General Liability Coverage

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A General Liability (GL) insurance policy, which is also referred to as a Commercial General Liability policy (CGL), is a very important insurance policy for youth and amateur sports teams, leagues, and companies.

General Liability protects your group against claims of negligence that result in bodily injury or property damage.

In the event of a claim or lawsuit alleging that your group’s negligence led to bodily injury or property damage, the General Liability insurance carrier will pay for legal fees and court costs to defend the lawsuit and any settlement or judgment amounts, up to the policy limits.

General Liability policies offered through eSportsInsurance include both Spectator Liability (injury to spectators and non-participants) and participant liability (injury to players, coaches, volunteers, and officials). When comparing GL policies from different insurance companies, it is important to note whether participant liability is included, as many claims are lodged directly by players and their parents.

General Liability policies have two main limits: the Per Occurrence Limit and the Aggregate Limit.

The Per Occurrence Limit is the limit for any single occurrence – any one incident that may happen. Our standard per occurrence limit is $1,000,000, meaning that for any individual occurrence/incident, the most that the insurance company will pay is $1,000,000.

The Aggregate Limit is the most that the policy will pay out over the life of the policy (policy term). No matter the number of occurrences, the policy will never pay more than this total (aggregate limit). Our most popular aggregate limits are $2,000,000 and $3,000,000. If, for instance, a policy had a $3,000,000 aggregate limit, the policy could pay up to three separate $1,000,000 claims, or multiple smaller claims adding up to $3,000,000.

Why Choose eSportsInsurance?

Adult & Youth Sports

We Are Sports Insurance Specialists

Protecting You From The Unknown

Our Insurance Covers The REAL Risks

From Carriers That Specialize in Amateur Sports

We Offer Great Rates

Our Team Is Your Team

We Provide Personal Service

Our Location

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3100 Five Forks Trickum Road | Suite 101 | Lilburn, GA 30047

Customer Feedback

  • Proper Coverage. Responsive.

    Rhonda has been a pleasure to deal with over the last several years. She has been very responsive to our request and helped us get the proper coverage at a good price. I would highly recommend her for your sports insurance needs. We have been dealing with them for over 10 years and their service is great.
    Greg Morris
  • Caring. Responsive.

    Terry L. Green & Associates are top-notch in communicating with their clients. They are also truly a company with a heart.
    Shelly Anderson
  • Effective. No Problems in 10 Years.

    We have a big organization with all different kinds of sports. Rhonda and her team get things done immediately. Nothing is ever a problem. We have been here for over 10 yrs
    John Kelly
  • Quick. Knowledgable.

    Great people and great service! I have worked with Rhonda for many years. She and her staff are quick to respond and really know their stuff.
    David Scott
  • Super Helpful!

    I have had an amazing time and Ms. Rhonda was nothing but helpful and understanding with my questions and all!
    Cameron Swearingen
  • Professionals.

    This is our first experience with eSportsInsurance and we are very happy with the service, knowledge, and professionalism they have provided. Rhonda Crook has been an excellent point of contact for our agency as we play flag and tackle football and cheer coverage with their program. The application process is easy to follow. We look forward to a long-term relationship!
    Patricia Harris-John
  • Excellent Service.

    Our dealings with eSportsInsurance were very professional and when there was a COI info issue it was corrected and a new COI was sent to us in minutes. Customer Service and professionalism from them is exactly what everyone wants... Excellent. Thank you
    David Widener
  • Helpful & Responsive.

    We have been with Esports for 6-7 years now as our insurance carrier for our rec baseball league, and it is so easy. Rhonda and her group have always responded to emails and got our quotes to us in a timely fashion. They also have helped us when we had to add some insurance on we didn’t know we needed to carry. I recommend this group for any of your insurance needs!
    Joseph Rafferty
  • Easy To Work With

    Absolutely the easiest company to deal with. Very helpful and very quick response.
    Jared and Kim Snyder
  • Highly Recommended

    I've been working with Rhonda since my gymnastics business opened in 2016. I've had a great experience and definitely recommend working with this company!
    Elise Small
  • Goes The Extra Mile.

    eSports Insurance puts their clients FIRST and goes that extra mile to ensure all of our insurance needs are met. Thank you for the personal touch.
    Quest Youth Organization “Quest Youth Organization”
  • Fast. Excellent.

    Always a fast response and provides us with excellent customer service, advice and support. Continually go above and beyond expectations.

    Nick Dunbar
  • Gracious. Anticipatory.

    Most professional. Gracious and anticipated my needs. Highly recommend!
    Cynthia Zurinskas

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