There are risks to officiating youth and amateur sports as an umpire or referee.
Our General Liability and Accident Medical policies are specifically geared towards umpiring and refereeing youth and amateur sports
The General Liability policy provides coverage for claims and lawsuits alleging bodily injury or property damage. This includes serious injury or death of an official / referee / umpire, property damage to a facility or location rented or occupied by an officiating organization. Learn more about General Liability insurance coverage here.
The excess Accident / Medical policy helps pay for out-of-pocket medical costs for an injured official / referee / umpire. Injuries do happen when officiating youth and amateur sports, and the accident /medical policy can keep injured officials / referees / umpires from facing a serious financial burden due to medical bills from an injury. Learn more about Accident / Medical insurance coverage here.